Commercial Package and Workers' Compensation Insurance

The Town of Elizabethtown, North Carolina is seeking quotes for Commercial Package and Workers' Compensation insurance programs for a one-year term.

TOWN OF ELIZABETHTOWN


General
Open
Jun 22, 2026 12:00 PM
1 year base + options: 1 year, 2 years
Request for Proposal (RFP)
Local
Contact
Regina Valenta
reginavalenta@elizabethtown.org
805 West Broad Street, Elizabethtown, NC, USA
Submission Instructions
Mail
Description

The Town of Elizabethtown is soliciting competitive quotations for its Commercial Package and Workers' Compensation insurance programs. The policies are intended to be for one-year terms, with options for longer terms to be considered. The effective date for the coverage will be July 1, 2026, at 12:01 AM Eastern Standard Time. The solicitation requires comprehensive coverage across various lines, including Property, Boiler & Machinery, Inland Marine, General Liability, Auto Liability, Crime/Bonds, Law Enforcement Liability, Public Officials Liability, Cyber Liability, Excess Liability, and Workers' Compensation. Specific coverage limits, deductibles, and endorsements are detailed for each category, with a strong emphasis on ensuring broad coverage and adequate protection for the Town's assets and operations. In addition to insurance coverage, the Town requires loss control services. These services include annual on-site risk evaluations, detailed loss reports, safety training seminars, access to a video library, assistance in developing a loss control manual, and participation in safety committee meetings. The selected provider must also furnish a five-year loss history report on an annual basis.

Classification Codes
NAICS524126Direct Property and Casualty Insurance Carriers
PSCR129NON-BLDG / OTHER
Smart Codes
commercial package insuranceworkers compensation insurancemunicipal insurance
Specifications
Service Only
Requirements
Required
  • Property — $500.00
  • Flood — $500.00
  • Earthquake — $250.00
  • Boiler & Machinery — $250,000.00
  • Extra Expense — $2,500.00
  • Hazardous Substances — $1,000.00
  • Ammonia Contamination — $1,000.00
  • Water Damage — $1,000.00
  • Computer Equipment & Media — $2,500.00
  • Media/Data
  • Transit/Off Premises — $100.00
  • Extra Expense — $100.00
  • Mechanical Breakdown — $10.00
  • Contractor's/Municipal Equipment — $10,000.00
  • General Liability — $10,000.00
  • Products/Completed Operations Aggregate — $30,000.00
  • Personal/Advertising Injury — $10,000.00
  • Fire Damage — $1,000.00
  • Emergency Medical Services coverage
  • Herbicide/Pesticide application coverage
  • Employee Benefits Liability — $10,000.00
  • Premises Medical Payments
  • Skate Parks
  • Hazmat Teams
  • Automobile Liability — $10,000.00
  • Uninsured/Underinsured Motorists — $10,000.00
  • Public Employee Dishonesty — $500.00
  • Forgery or Alteration — $500.00
  • Theft, Disappearance or Destruction (Inside) — $500.00
  • Theft, Disappearance or Destruction (Outside) — $500.00
  • Faithful Performance of Duty — $500.00
  • Finance Director Public Officials Bond — $10,000.00
  • Tax Collector Public Officials Bond — $500.00
  • Law Enforcement Liability — $10,000.00
  • Public Officials Liability — $10,000.00
  • Civil Rights
  • Employment Related Practices
  • Back wages
  • Cyber Liability — $10,000.00
  • Business Income — $10,000.00
  • Excess Liability — $20,000.00
  • Workers Compensation
  • Employers Liability — $5,000.00
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