Fully Insured Life and Disability Coverage

Torrance County is seeking qualified New Mexico-licensed insurance carriers to provide fully insured life, AD&D, supplemental life, and long-term disability coverage for County employees beginning January 1, 2027.

Torrance County


General
Open
RFP TC FY26-27-004
Sep 17, 2026 02:00 PM
Aug 18, 2026 12:00 PM
1 year base + 3 × 1 year options
Request for Proposal (RFP)
Local
Ask AI about this solicitation
Contact
kdillon@tcnm.us
+15054641116
205 South Ninth Street, Estancia, NM, USA
Submission Instructions
Mail
205 S. Ninth St., Estancia, NM 87016
Description

Torrance County is soliciting proposals from qualified and approved insurance carriers to provide fully insured Basic Life, AD&D, Supplemental Life, and Long-Term Disability benefits for County employees. The County seeks competitive, comprehensive coverage that maintains current benefit levels as closely as possible, with proposals addressing plan design, provider networks, claims administration, customer service, online employer and employee tools, wellness and wellbeing programs, telehealth, employee assistance programs, network matching, and transition of existing insureds without Evidence of Insurability requirements under the stated conditions. Offerors must be licensed in New Mexico or willing to obtain a New Mexico license and must complete the required questionnaires, cost exhibits, benefit exhibits, and signature page in the formats provided, using Word and/or Excel rather than PDF. The exhibits require detailed responses concerning Basic Life, AD&D, Voluntary Life, and LTD benefits, including coverage provisions, portability, conversion, waiver of premium, claims management, offsets, exclusions, rates, guarantees, and service capabilities. Vendors may be required to attend benefit committee and open enrollment meetings, provide online reporting, produce the Booklet/Summary Plan Description, and provide a draft within 60 days of the effective date. The contract is for one year with up to three additional one-year extensions; subcontracting is not allowed.

Classification Codes
NAICS524113Direct Life Insurance Carriers
PSCG006Government Life Insurance Programs
Smart Codes
life insurance coveragedisability insurance coverageemployee benefits administration
Specifications
Service
Timeline
Aug 18, 2026-RFP Release Date
Aug 31, 2026-Acknowledgment of Receipt Form Due
Sep 2, 2026-Written Questions Due
Sep 8, 2026-Responses to Written Questions
Sep 17, 2026-Proposal Due Date
Sep 23, 2026-Proposal Evaluation
Sep 24, 2026-Selection of Finalists
Sep 28, 2026-Oral Presentations (optional)
Finalist offerors may be required to present in Estancia, New Mexico, or via specified teleconference; the specific venue or teleconference details will be provided by the Procurement Manager.
Sep 30, 2026-Finalize Contractual Agreements
Oct 1, 2026-Anticipated Contract Award
Requirements
Scored
  • Minimum 4 references
  • Client point of contact required for each reference
No
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