Employee Benefits Insurance Consultant and Broker

The City of Lake Saint Louis is seeking a consultant and insurance broker to review, market, and administer employee dental, vision, life, disability, and cafeteria benefit plans.

City of Lake Saint Louis > Administration Department


General
Open (open)
RFP 06-26
Oct 02, 2026 12:00 PM
Sep 03, 2026 12:00 AM
1 year base + 4 × 1 year options
Request for Proposal (RFP)
Local
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Original Solicitation Links
Contact
hr@lakesaintlouis.com
+16366251200
200 Civic Center Drive, Lake St. Louis, MO, USA
Submission Instructions
Mail
Donna Daniel, City Clerk, City of Lake Saint Louis, 200 Civic Center Drive, Lake Saint Louis, MO 63367
Description

The City of Lake Saint Louis is requesting proposals for consultant and broker services for its employee benefit plans, including dental, vision, life, accidental death and dismemberment, short-term disability, long-term disability, and cafeteria plans. The selected firm will review plan design, funding, costs, administration, carrier performance, rates, and regulatory compliance; provide recommendations and written reports; develop and evaluate future solicitations; negotiate renewals; assist with claims and employee communications; and facilitate on-site employee meetings. The broker will market insurance coverage and implement approved coverage, with compensation paid by insurance carriers rather than the City. Proposals must address the firm's qualifications, relevant governmental and large-group experience, reporting capabilities, regulatory monitoring, licensing, independence, and specified general questions. The commission and fee schedule must be submitted in a separately sealed envelope, and an E-Verify affidavit is required from the selected consultant.

Classification Codes
NAICS524210Insurance Agencies and Brokerages
PSCR431SUPPORT- PROFESSIONAL: HUMAN RESOURCES
Smart Codes
employee benefits consultinginsurance brokerage servicesbenefits plan administration
Specifications
Service Only
Timeline
Sep 3, 2026-Publication Date
Oct 2, 2026-Proposal Due Date
Requirements
Required
  • Professional Liability — $1,000,000.00
Scored
  • Minimum 5 references
  • Client point of contact required for each reference
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