Stop Loss Insurance

The City of Denton is seeking specific and aggregate stop loss insurance covering its self-funded medical and prescription drug plans, with multiple deductible and rate options effective January 1, 2027.

City of Denton


General
Open
Request for Proposal-9161
Oct 28, 2026 07:00 PM
Oct 02, 2026 01:35 PM
3 years base + 2 × 1 year options
Request for Proposal (RFP)
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Original Solicitation Links
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Request for Proposal-9161

]

stop loss insurance

Contact
christina.dormady@cityofdenton.com
+19403497100
901 Texas Street, Denton, TX, USA
Submission Instructions

All of the following are required.


Step 2

Hand delivery or express courier
Description

The City of Denton is soliciting proposals from qualified stop loss insurance carriers to provide individual/specific and aggregate stop loss coverage for its self-funded medical and prescription drug plans. Proposals must address medical and prescription drug coverage, plan mirroring of the existing Summary Plan Description, no-loss/no-gain transition provisions, claims and implementation support, rate guarantees, renewal rate caps, and no-new-laser protections. Respondents must quote the current $185,000 specific deductible and alternate $200,000, $225,000, and $250,000 deductible options, with aggregate coverage and unlimited annual reimbursement limits. The requested effective date is January 1, 2027. Required materials include an executive summary, completed pricing sheet, completed stop loss questionnaire, signed conflict-of-interest questionnaire, invoice example, and Texas Secretary of State registration or exemption documentation. Evaluation emphasizes price and total cost of ownership, probable performance and experience, and compliance with specifications. Submissions are accepted only through the IONWAVE portal or by hard copy; email submissions are not accepted. Questions must be submitted through IONWAVE only, with no email or telephone questions accepted. The City recommends submitting well before the deadline because the electronic submittal process may take significant time.

Classification Codes
NAICS524130Reinsurance Carriers
PSCG007Government Health Insurance Programs
Smart Codes
stop loss insurancemedical insurance underwritingprescription drug coverage
Specifications
Service
Timeline
Oct 02, 2026 06:35 PM-Issue Date
Oct 21, 2026 07:00 PM-Questions Deadline
Oct 28, 2026 07:00 PM-Response Deadline
Requirements
Required
  • Commercial General Liability — $1,000,000.00
Scored
  • Minimum 3 references
  • Client point of contact required for each reference
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